According to UK government data for the year ending 2023, there were an estimated 2.4 million separated families and 3.8 million children living in those households. More than half of divorced families had formal child maintenance arrangements —a figure that highlights the growing intersection of family separation and financial strain. This month’s Debt Talk with Ripon Ray dives deep into the theme: ‘Family Planning, Divorce & Debt’ , bringing forward real-life stories that reveal how personal relationships, cultural expectations, and legal frameworks collide—often with emotional and financial consequences. Bilkis Khanom , a British Bangladeshi woman, bravely shares her story of marrying outside her religious and cultural upbringing. Although she married under Islamic law, her separation left her feeling isolated—both emotionally and socially. She discusses the legal and personal challenges she faced, and the profound impact of being disconnected from her community during a vu...
Ripon Ray has worked in the debt advice sector for over 14 years. His work includes front-line advice & training, developing advice services, quality framework and working with regulators. He created template letters to develop confidence among those struggling with debts. He founded a series of podcasts to show the link between debt and other sectors by getting industry experts together.