My tips of the week for you is how to avoid paying extra on your mobile phone . I also explain ways for you to buy a car and pros and cons of buying your car outright, on hire purchase, loans repayment, personal contract purchase, paying by using credit card and peer-to-peer lending.

On this weekly show I talk about Payment Protection Insurance (PPI) in the United Kingdom and how you can bring a claim, for free, without using a PPI claims company. If you are unsuccessful with your claim with the company you are complaining against, you may want to take your case to the Financial Ombudsman Service (FOS), which is a body set up by the Financial Conduct Authority to resolve your complaint.