As Vanessa starts the conversation on money on BBC London on 9 November 2018, Ripon Ray phones in on her show to explain what he sees in Hackney and beyond as a money and debt expert.
Ripon Ray has worked in the debt advice sector for over 14 years. His work includes front-line advice & training, developing advice services, quality framework and working with regulators. He created template letters to develop confidence among those struggling with debts. He founded a series of podcasts to show the link between debt and other sectors by getting industry experts together.