My tips of the week for you is how to avoid paying extra on your mobile phone . I also explain ways for you to buy a car and pros and cons of buying your car outright, on hire purchase, loans repayment, personal contract purchase, paying by using credit card and peer-to-peer lending.
Ripon Ray has worked in the debt advice sector for over 14 years. His work includes front-line advice & training, developing advice services, quality framework and working with regulators. He created template letters to develop confidence among those struggling with debts. He founded a series of podcasts to show the link between debt and other sectors by getting industry experts together.