Monthly Debt News examines debts and their causes in Britain from a variety of sources selected for professionals to make the debt sector transparent.   This month’s Debt News looks at how the debt collection sector embraces modern technology to recover debts,   poor practice in the Individual Voluntary Arrangement (IVA) sector according to the Insolvency Service, His Majesty’s Revenue and Customs (HMRC) unfairly penalises low-income individuals for alleged no tax returns, this quarter of the year is the highest quarter for recovery of fuel debts according to the regulator Office of Gas and Electricity Market (Ofgem), one in three retirees in debt,   and a single mother explains that universal credit is not enough to survive.   Finally,   you can find a snapshot of national data that looks at the causes of debts in the UK and listen to the most recent episodes of Debt Talk podcasts.  ——————— Embracing the Future: Debt Collection Trends in the UK 2025 In 202...