Skip to main content

PODCASTS

You can find all the Debt Talk monthly podcasts presented to you by Ripon Ray on iTunes, Amazon, RSS and Spotify for free!

(Mar 2024) - Debt Talk: Consumer duty & the debt sector (Podcast)

(Feb 2024) - Debt Talk: Council finance, tax & debt recovery (Podcast)

(Jan 2024) - Debt Talk: Gambling & Debt (Podcast)

(Dec 2023) - Debt Talk: Debt, housing costs & homelessness (Podcast)

(Nov 2023) - Debt Talk: Alternative lending & Debt (Podcast)

(Oct 2023) - Debt Talk: The cost of fuel (Podcast)

(Sept 2023) - Debt Talk: DRO or IVA? That is the question...(Podcast)

(Aug 2023) - Debt Talk: The cost of financial exclusion (Podcast)

(July 2023) - Debt Talk: AI, financial services & debt sector (Podcast)
                                     
 (June 2023) - Debt Talk: The welfare state, deficit budget and debt (podcast)
                                     
(May 2023) - Debt Talk: Mental health & debt (Podcast)

 (April 2023) - Debt Talk: Debt advice, MaPS and advisers (Podcast)
                                
(March 2023) - Debt Talk: Small businesses & insolvency (Podcast)
   
(February 2023) - Debt Talk: Council tax, debt & enforcement on Debt Talk (Podcast)

(January 2023) - Debt Talk: Crypto assets and gambling on Debt Talk (Podcast)
 
(December 2022) - Debt Talk: Alternative lending & debt recovery on Debt Talk (Podcast)

 (November 2022) - Debt Talk: Minority communities & financial struggle on Debt Talk (podcast)

(October 2022) - Debt Talk: Eat, heat or pay your rent on Debt Talk (Podcast)

(September 2022) - Debt Talk: Domestic abuse & money trouble on Debt Talk (Podcast)

(August 2022) - Debt Talk: FCA, vulnerable consumers & duty on Debt Talk (Podcast)
----------------------

Comments

Popular posts from this blog

Budgeting on Your Money Matters...with Ripon Ray

24% greater than on the eve of the financial crisis, Britons owe a total of £72.5bn on credit cards with £400m added to balances in November 2018 alone, according to the Bank of England. In such a mountainous backdrop, it's essential that regulators and the central government put financial education on top of the agenda for the well-being of communities who are struggling with money. On Your Money Matters show, I have tackled this exact issue by interviewing Michelle Turpin Cope, Money Trainer. She personally struggled to manage her money once she resigned from her job as a nurse due to stress and depression. She had devoted her life caring for NHS patients. Once her savings ran out, she had to turn to state benefits; otherwise, would have been destitute. The luxury of spending money on a cup of coffee every day, without realising the impact this purchase would have on her finances, was really an issue for her. Once she went on a money mentor training, she was forced to

A debt free path for a mental health sufferer

It’s a well-known fact that individuals who suffer from a hampered mental capacity - be it mental health or learning difficulties - are most likely to be vulnerable in our communities. They are also more likely to be victims of miss-sold products and services by companies, even though organisations that are providing financial products and services have a duty under the Financial Conduct Authority (FCA) to take extra care towards these individuals. This is what the FCA has to say about vulnerable customers: ‘  The vulnerability of the customer, in particular where the firm understands the customer has some form of mental capacity limitation or reasonably suspects this to be so because the customer displays indications of some form of mental capacity limitation  (see  ■  CONC 2.10) But due to a culture of intensive selling to consumers, generated by employers placing and enforcing - often difficult and unrealistic - performance goals which are attached to tempting

Betar Bangla radio’s Ripon Ray: How fashionista turned political activist and debt advisor

PUBLISHED:  09:02 13 March 2019 |  UPDATED:  09:03 13 March 2019 Emma Bartholomew Ripon Ray: Picture: Rukya Khan ​Debt advisor and radio talk show host Ripon Ray tells Emma Bartholomew how he’s seeing more and more people who are unable to just pay the basic bills Ripon Ray: Picture: Nick De Marco Self-confessed “arty-farty creative” Ripon Ray originally set out to be a fashionista in life, when he “found his calling” and changed track to become an activist. He’d been studying at the London School of Fashion, but going on an anti-fascist protest “triggered a couple of things”. “I dumped my studies and went to Kingsley College where I was doing full-on activism, and organising protest marches,” he told the  Gazette . “I loved it but I got kicked out of there because I was too much of an activist and I wasn’t focusing on my studies.” He knuckled under, bagged a history degree and started out in the charity sector as a housing advisor. Being mugged i