In this episode, Debt Talk explores one of the most important subjects during the cost of living crisis: ‘Eat, heat or pay your rent’. Already communities are stretched in the finances are skipping meals to pay their rent or fuel. The question really is: is it sustainable? Explore this topic with Ripon Ray, a debt expert who speaks with three experts who bring experience from local communities, research and debt advice. During the cost of living crisis, financial struggles have now become epidemic in the low income communities regardless of whether if are a worker, self-employed, pensioner and with disability. Barry Duckett, a struggling pensioner explained how he was barely surviving win state pension during the pandemic is now forced to make decisions to turn off his lights due to the fear of the cost of fuel. He is hearing universal credit claimants in his council estates tenants are choosing to feed themselves instead of paying rent and fuel bills. Joe Richardson, Research Manager ...
Ripon Ray has worked in the debt advice sector for over 14 years. His work includes front-line advice & training, developing advice services, quality framework and working with regulators. He created template letters to develop confidence among those struggling with debts. He founded a series of podcasts to show the link between debt and other sectors by getting industry experts together.