'Despite being an essential life skill, Money Management is always a difficult sell to our homeless clients, as it's a rather dry topic. Ripon, however, makes it accessible and even entertaining. He is a rare hybrid of engaging and accomplished trainer  AND  subject matter expert on all things money – just what we needed! ,  Cordelia Wise,  Manager of  Enterprise and Employment, St  Martin-In-the-Field,   homelessness charity (London )