Another week and another tip and topic for you. On this show I talk about how to keep your tax bill in check to make sure that the HMRC does not end up biting you extremely hard. Also, my main topic of the week is to look at whether you should save or invest your money . When should you save your money? What is the difference between saving and investing? What benefits and risks there are before you think about saving and investing? If you are thinking of investing a huge sum, you must seek financial advice.