For a number of people, switching suppliers is not an easy task - the fear of changing can be very daunting,  not knowing where to research online, going through all the deals that are available and whether these deals are worthy of switching.  This week I asked Angela Dietrich, a pensioner from East London, who had serious issues with her former fuel supplier, Npower, when she was thinking of switching. I asked: 'How did you manage to switch your supplier?'. You can find her answer on Your Money Matters show! She also talked about how she was supported by local advice agencies, such as Toynbee Hall and Bromley-By-Bow Centre (BBBC), in order for her to get heard against a very big company, Npower, and to make a complaint against the company. According to the Money Advice & Pension Service, in order to switch, you should always check Compare gas and electricity tariffs accredited by Ofgem price comparison sites.

PUBLISHED:  09:02 13 March 2019 |  UPDATED:  09:03 13 March 2019 Emma Bartholomew Ripon Ray: Picture: Rukya Khan ​Debt advisor and radio talk show host Ripon Ray tells Emma Bartholomew how he’s seeing more and more people who are unable to just pay the basic bills Ripon Ray: Picture: Nick De Marco Self-confessed “arty-farty creative” Ripon Ray originally set out to be a fashionista in life, when he “found his calling” and changed track to become an activist. He’d been studying at the London School of Fashion, but going on an anti-fascist protest “triggered a couple of things”. “I dumped my studies and went to Kingsley College where I was doing full-on activism, and organising protest marches,” he told the  Gazette . “I loved it but I got kicked out of there because I was too much of an activist and I wasn’t focusing on my studies.” He knuckled under, bagged a history degree and started out in the charity sector as a housing advi...

Nick Fleming, Caseworker from the Royal British Legion,  joins Ripon Ray on Your Money Matters show to talk about mental and physical challenges soldiers of the  armed forces experience on and off the battlefield, and the financial problems many of these men, women and their family members experience.   This show gives you an insight into the lives of soldiers, their families and how they are being supported by the national charity. 

 

Last Week's on Your Money Matters...with Ripon Ray: Mortgage - how to get it? What are the criteria behind getting a mortgage? What challenges you may come across when you apply for a mortgage? Robert, an independent financial adviser from Bond Wealth LTD, is in the studio. He talks about all the above and more.

If you are a non-British national, trying to ascertain your rights in the United Kingdom can be a difficult process, perhaps more so than if you are a British national.   In addition, your immigration status will also affect the support that you may receive from the Welfare State.    For example, non-payment of an unforeseen medical bill may have negative consequences for decisions relating to applications for British Citizenship. Britain is currently negotiating an exit from the European Union as a direct result of the implementation of Article 50 of the Treaty of the European Union. Thus far European Economic Area (EEA) citizens have the right to settle in the UK if they have already lived in the country for five years. Many of the EEA nationals are, to a degree, entitled to welfare support so long as they meet a number of tests, including the draconian Habitual Residence test. Once the tests have been met, they are entitled to benefits on the same ter...