Your Money Matters...with Ripon Ray

Alternative Lending - This week my focus is on payday lenders, credit unions & peer-to-peer lenders. What do they stand for? What are the differences between these lenders? What are the benefits of borrowing from them? I also talked about the risks involved when lending from these companies.

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Shame no more to talk about domestic abuse and money trouble!

Silence can be a deadly killer for women of domestic abuse and instead of just hindering their recovery it could lead to their fatality. According to the Office of National Statistics (2015), two women are killed every week in England and Wales by a current or former partner in a relationship. The definition of domestic abuse has been expanded in recent times by legislation: an incident or pattern of incidents of controlling, coercive, threatening, degrading and violent behaviour, including sexual violence. Julia Oviedo, a victim and survivor of domestic abuse, shared her personal experience on ‘In Conversation with Ripon Ray…the Community Money Matters Show’ on Betar Bangla Radio. It may seem just another story to many listeners but for an individual to talk about such a personal experience requires bravery, confidence and the will to encourage other victims to come forward and share their experiences. In her case, it was physic...

Betar Bangla radio’s Ripon Ray: How fashionista turned political activist and debt advisor

PUBLISHED: 09:02 13 March 2019 | UPDATED: 09:03 13 March 2019 Emma Bartholomew Ripon Ray: Picture: Rukya Khan Debt advisor and radio talk show host Ripon Ray tells Emma Bartholomew how he’s seeing more and more people who are unable to just pay the basic bills Ripon Ray: Picture: Nick De Marco Self-confessed “arty-farty creative” Ripon Ray originally set out to be a fashionista in life, when he “found his calling” and changed track to become an activist. He’d been studying at the London School of Fashion, but going on an anti-fascist protest “triggered a couple of things”. “I dumped my studies and went to Kingsley College where I was doing full-on activism, and organising protest marches,” he told the Gazette . “I loved it but I got kicked out of there because I was too much of an activist and I wasn’t focusing on my studies.” He knuckled under, bagged a history degree and started out in the charity sector as a housing advi...

Housing & homelessness on Your Money Matters...with Ripon Ray

I would like to thank Marc Lancaster, Housing Policy Officer of Tower Hamlets Council, for coming on Your Money Matters show this week to explain to me about the rights and responsibilities of being a private, housing association or local authority tenant. He talked about the differences between Section 8 and Section 21 of the Housing Act 1988 (as amended) and how you can use the law strategically to protect yourself. Current legislation protects a tenant's deposit. If it's not protected you can ask the court to make a judgement against your landlord to compensate you three times the amount due for breaking the law. He elucidated that local authorities also have a duty to support vulnerable tenants with advice and provide accommodation when they are at risk of homelessness.

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