Your Money Matters...with Ripon Ray (12/02/2019)

This week, on 12 February 2019, I talk about the cost of being a student. It's a well known fact that the life of a student involves getting into debt: you have to get a loan from the Student Loans Company, an overdraft or a loan from a bank. Maybe, your parents are the bank by default. If you plan ahead you may find ways to minimise debt accumulating. It does involve preparation, preparation and lots more preparation. If you plan early on you could sail through with comfort. For some of you getting a part time job maybe inevitable. Why not try at your university or places near where you study to ease the financial pressure and save time?

On this weekly show you can find out potential grants, scholarship and bursaries available for your course and how can get hold of these benefits. You might be able to get grants by searching on Turn2us.org.uk or individual employers may have funds. Budgeting money would also take you a long way. How do you budget? If you start budgeting now you may already have started to develop the skills to become an accountant or a banker. There is more. You just have to listen (and watch) my show and find out. If you want to find out more about my work, check here: www.communitymoneymatters.com

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Betar Bangla radio’s Ripon Ray: How fashionista turned political activist and debt advisor

PUBLISHED: 09:02 13 March 2019 | UPDATED: 09:03 13 March 2019 Emma Bartholomew Ripon Ray: Picture: Rukya Khan Debt advisor and radio talk show host Ripon Ray tells Emma Bartholomew how he’s seeing more and more people who are unable to just pay the basic bills Ripon Ray: Picture: Nick De Marco Self-confessed “arty-farty creative” Ripon Ray originally set out to be a fashionista in life, when he “found his calling” and changed track to become an activist. He’d been studying at the London School of Fashion, but going on an anti-fascist protest “triggered a couple of things”. “I dumped my studies and went to Kingsley College where I was doing full-on activism, and organising protest marches,” he told the Gazette . “I loved it but I got kicked out of there because I was too much of an activist and I wasn’t focusing on my studies.” He knuckled under, bagged a history degree and started out in the charity sector as a housing advi...

Shame no more to talk about domestic abuse and money trouble!

Silence can be a deadly killer for women of domestic abuse and instead of just hindering their recovery it could lead to their fatality. According to the Office of National Statistics (2015), two women are killed every week in England and Wales by a current or former partner in a relationship. The definition of domestic abuse has been expanded in recent times by legislation: an incident or pattern of incidents of controlling, coercive, threatening, degrading and violent behaviour, including sexual violence. Julia Oviedo, a victim and survivor of domestic abuse, shared her personal experience on ‘In Conversation with Ripon Ray…the Community Money Matters Show’ on Betar Bangla Radio. It may seem just another story to many listeners but for an individual to talk about such a personal experience requires bravery, confidence and the will to encourage other victims to come forward and share their experiences. In her case, it was physic...

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