Debt Talk: Domestic abuse & money trouble on Debt Talk (Sept 2022)

In this episode Debt Talk explores the journey of a domestic abuse sufferer which may resonate the experience of many domestic abuse sufferers in Britain.

Rosie Lyon FRSA vividly explains the trauma of being a victim of her abuser and how her experience carried on post separation since her home was tied with her former partner. She was in financial ruin because she was not able to pay the mortgaged property. It was later seized by her lender. Her credit rating was also tattered. She could not get a phone contract, credit card and no doubt many more issues.

James Jones, head of Experian credit reference agency, gave a birds eye of what a credit rating agency can do as a custodian of credit data. It can liaise with domestic abuse sufferers and lenders when there are issues of fraud and coercion, misstatement. Shirina Ali - Limehouse Project Ltd advice manager - demonstrated the need of funding for specialist domestic abuse advice and some of the challenges advice services across the UK come across when dealing with victims of domestic abuse, especially when supporting vulnerable residents who are in debt. They also provided Debt Talk listeners some tips on domestic abuse.

At our next episode on Debt Talk, we are to explore ‘Eating or Heating’ during the cost of living crisis.

Comments

Betar Bangla radio’s Ripon Ray: How fashionista turned political activist and debt advisor

PUBLISHED: 09:02 13 March 2019 | UPDATED: 09:03 13 March 2019 Emma Bartholomew Ripon Ray: Picture: Rukya Khan Debt advisor and radio talk show host Ripon Ray tells Emma Bartholomew how he’s seeing more and more people who are unable to just pay the basic bills Ripon Ray: Picture: Nick De Marco Self-confessed “arty-farty creative” Ripon Ray originally set out to be a fashionista in life, when he “found his calling” and changed track to become an activist. He’d been studying at the London School of Fashion, but going on an anti-fascist protest “triggered a couple of things”. “I dumped my studies and went to Kingsley College where I was doing full-on activism, and organising protest marches,” he told the Gazette . “I loved it but I got kicked out of there because I was too much of an activist and I wasn’t focusing on my studies.” He knuckled under, bagged a history degree and started out in the charity sector as a housing advi...

Shame no more to talk about domestic abuse and money trouble!

Silence can be a deadly killer for women of domestic abuse and instead of just hindering their recovery it could lead to their fatality. According to the Office of National Statistics (2015), two women are killed every week in England and Wales by a current or former partner in a relationship. The definition of domestic abuse has been expanded in recent times by legislation: an incident or pattern of incidents of controlling, coercive, threatening, degrading and violent behaviour, including sexual violence. Julia Oviedo, a victim and survivor of domestic abuse, shared her personal experience on ‘In Conversation with Ripon Ray…the Community Money Matters Show’ on Betar Bangla Radio. It may seem just another story to many listeners but for an individual to talk about such a personal experience requires bravery, confidence and the will to encourage other victims to come forward and share their experiences. In her case, it was physic...

Housing & homelessness on Your Money Matters...with Ripon Ray

I would like to thank Marc Lancaster, Housing Policy Officer of Tower Hamlets Council, for coming on Your Money Matters show this week to explain to me about the rights and responsibilities of being a private, housing association or local authority tenant. He talked about the differences between Section 8 and Section 21 of the Housing Act 1988 (as amended) and how you can use the law strategically to protect yourself. Current legislation protects a tenant's deposit. If it's not protected you can ask the court to make a judgement against your landlord to compensate you three times the amount due for breaking the law. He elucidated that local authorities also have a duty to support vulnerable tenants with advice and provide accommodation when they are at risk of homelessness.

Search This Blog