Skip to main content

Debt News (Sept 2024)

Monthly Debt News looks at debts and the causes of debts in Britain from sources selected for professionals to make the debt sector simple. 

This month’s Debt News will look at Scottish councils raising bankruptcy threats, lack of income can increase council tax for Birmingham, a mother’s universal credit stopped after giving an appointment at a closed office,  an attacker tried murdering over a debt, a council was fined for taking a man to court for council tax. Labour pushes for regulating Buy Now Pay Later.  You can find national data to look at the causes of debts in the UK.

 ———————

NEWS

 ———————

Scottish councils raise bankruptcy threat over SNP demand to maintain teacher numbers

Scottish council chiefs have warned the SNP’s determination to maintain teacher numbers could help push local authorities to the brink of bankruptcy.


More here: Link

 ——————-

Lack of confidence council can balance books

Commissioners overseeing Birmingham City Council's financial crisis are "not confident" in its current plans to balance the budget, a report has revealed. 


The authority effectively declared itself bankrupt last September, and signed off widespread cuts and a planned council tax rise of 21% over two years in March.


More here: Link


 ——————-

Mum had 'Universal Credit stopped' after being given appointment at closed job centre

Tanya Williams was given an appointment at the Job Centre, despite the centre being permanently shut, and says she was forced to live on £100 a week.  A mum has shared her ordeal of being forced to scrape by on £100 a week with her two children after her Universal Credit payments were suspended.


More here: Link


 ——————-

H&F hits rogue landlords with more than £140,000 fine

Two rogue landlords renting out a property without a licence in West Kensington have lost their appeal at the Crown Court


More here: Link


 ———————

Axe attacker tried to murder man over debt

A "brutal" attacker who forced his way into a caravan armed with an axe and a knife before beating a man and threatening to bite his ear off has been jailed.


More here: Link


 ———————

Slough Borough Council fined after taking man to court for council tax

The man – named in a watchdog’s report as Mr X – was slapped with a court summons and a liability order by the authority, after he believed he’d arranged to pay his arrears.

An investigation by the Local Government and Social Care Ombudsman says the council caused Mr X ‘stress’ and ‘injustice’

More here: Link

——————

Crackdown on Buy-Now Pay-Later firms as Labour pushes ahead with plans to regulate the industry

Buy-now-pay-later firms such as Klarna and Clearpay are braced for tough new rules as Labour pushes ahead with plans to regulate the industry.

The Treasury is set to announce reforms by the end of next month – three years after rule changes were first considered in 2021.

More here:  Link 


 ———————

(Aug 2024) - Debt Talk: Carers & benefit overpayment (podcast)


 ———————

Bite Size  stats

 ———————

The average level of debt for customers with a debt repayment in place rose by 4% for electricity customers (to £703) and rose by 7% (to £588) for gas customers in Q1 2024 compared to Q4 2023.  (Ofgem)

 ———————

The proportion of domestic customers repaying debt to their supplier using a PPM has ranged around 30 and 40% between 2018 and 2022. Since Q4 2022 the number of customers repaying electricity debt through a PPM rose to record levels. In Q1 2024, for electricity customers, this dropped back slightly to 57% from 58% in Q4 2023. (Ofgem)

 ———————

There were 7.0 million people on Universal Credit in July 2024. 76.9% of people on Universal Credit in July 2024 were from the white ethnic group All other high-level ethnic groups combined totalled 23.1% of Universal Credit claimants in July 2024.  Universal Credit households with children accounted for over half (51%) of all households with payment in May 2024 (Gov UK)

 ———————

(Jul 2024) - Debt Talk: Leasehold & charges (Podcast)

 ———————

Comments

Popular posts from this blog

A debt free path for a mental health sufferer

It’s a well-known fact that individuals who suffer from a hampered mental capacity - be it mental health or learning difficulties - are most likely to be vulnerable in our communities. They are also more likely to be victims of miss-sold products and services by companies, even though organisations that are providing financial products and services have a duty under the Financial Conduct Authority (FCA) to take extra care towards these individuals. This is what the FCA has to say about vulnerable customers: ‘  The vulnerability of the customer, in particular where the firm understands the customer has some form of mental capacity limitation or reasonably suspects this to be so because the customer displays indications of some form of mental capacity limitation  (see  ■  CONC 2.10) But due to a culture of intensive selling to consumers, generated by employers placing and enforcing - often difficult and unrealistic - performance goals wh...

Betar Bangla radio’s Ripon Ray: How fashionista turned political activist and debt advisor

PUBLISHED:  09:02 13 March 2019 |  UPDATED:  09:03 13 March 2019 Emma Bartholomew Ripon Ray: Picture: Rukya Khan ​Debt advisor and radio talk show host Ripon Ray tells Emma Bartholomew how he’s seeing more and more people who are unable to just pay the basic bills Ripon Ray: Picture: Nick De Marco Self-confessed “arty-farty creative” Ripon Ray originally set out to be a fashionista in life, when he “found his calling” and changed track to become an activist. He’d been studying at the London School of Fashion, but going on an anti-fascist protest “triggered a couple of things”. “I dumped my studies and went to Kingsley College where I was doing full-on activism, and organising protest marches,” he told the  Gazette . “I loved it but I got kicked out of there because I was too much of an activist and I wasn’t focusing on my studies.” He knuckled under, bagged a history degree and started out in the charity sector as a housing advi...

Debt Talk: The welfare state, deficit budget and debt (podcast)

On this month's Debt Talk podcast, Ripon Ray explored: 'The welfare state, deficit budget & debt '. Trussell Trust, a network of food banks in the UK, gave out nearly 3 million emergency food parcels to people facing financial hardship, and it has noticed a 37% rise in accessing its service compared to the previous year. The question for this month's panellists is: have we moved away from support provided by the state and diverted to the third sector? To assist Debt Talk, panellists for this month were the following: Helen Barnard - policy director of Trussell Trust, explained the welfare state's history and purpose and how the UK has significantly shifted away from its initial cause. Food banks are now playing the state's role because the current welfare system is not providing sufficient support to meet the needs of vulnerable and low-income households. The trust is seeing people with disability and working people seeking help because the current social se...